Do We Need Liability Insurance?

by Lynn Decker.
(USA)

My partner and I make jewelry and we are considering setting up a partnership to sell jewelry on line, consignment and craft shows.

Do we need liability insurance?

My partner’s concern is that she owns a home which she feels can be attached if someone decides that they contracted some horrific disease from one of our products-an exaggeration to be sure, but nowadays anyone can sue anyone for anything.

Would appreciate any advice or experience anyone has had with insurance, nuisance or real litigation?

Thanks in advance..

Lynn Decker